- Investing is personal and should be more about sleeping well at night than returns.
- I hope you sleep well at night because you are well prepared for what might happen and not because you don’t know the risks.
- Unfortunately, sleeping well will always come at a short term cost but I think it’s well worth it.
Two and a half years ago, I took out a mortgage with a fixed interest rate (3.55%) even though my friend from the Dutch National Bank was telling me to take the lower variable interest rate (2.5%) because the probability that interest rates would rise was very small and I could always change the variable rate to a fixed rate if necessary. More →